Bad Credit Rates in Philadelphia, Pennsylvania | Bad Credit Refinance Rates in Philadelphia, Pennsylvania

We are collecting information so that you can be contacted by one of our partner lenders. Checkrates.com does not offer an application for financing. We are not collecting information sufficient for a loan application. We are not a lender or broker. The interest rates and discount points displayed are based on the credit score, appraised value, and debt ratios listed above; You may receive a different rate or fees if any of these change. The assumption for this quote is 80% LTV, 38% max debt ratio, and a credit score of 720. You must apply with the lender to receive an accurate quote. Therefore, the rates and points displayed above are for comparison only and should not relied upon until the lender issues the applicable disclosures.

The interest rates, annual percentage rates (APRs), discount points and costs shown are are subject to change without notice. If you would like to lock your rate, contact a participating lender.

The closing cost amounts shown above have been rounded up to the next dollar and include discount points, if any. Private Mortgage Insurance or Mortgage Insurance Premiums may be necessary and are not included in the figures above. They are required on FHA loans and Va Loans have a Funding Fee. You may visit the HUD website to find out the current rates being charged and use the calculator to figure out exact payments.

The monthly payment amount shown above has been rounded up to the next dollar and includes principal and interest, but not mortgage insurance, if required. Your actual monthly payment will be higher if the lender requires or you choose to make monthly installment payments for real estate taxes or homeowners insurance. You may use the calculator below to see your full payment with taxes and insurance.

Your APR will vary based on your final loan amount and finance charges. All lenders will, upon application, provide you with an estimate applicable to federal laws.