Privacy and Security
We believe your privacy is important. At Checkrates.com, we understand that you
provide us with information and we collect and retain information for the following
reasons:
-to help you find a mortgage professional who can meet your needs
-to communicate with you
-to process your requests for products and services
-to inform you about other products and services
Checkrates.com will not sell or share any personal information about you except
as explained in our Privacy Policy. By submitting your form you have authorized
us to provide your information to:
-participating mortgage professionals
-other marketing companies whose clients include mortgage professionals
-other parties that could potentially help in your transaction
-affiliated companies owned in whole or in part by our parent holding company that
may be involved with financial service providers, mortgage and life insurance agencies,
title service companies, auto finance companies and other industries
-financial institutions who we have joint marketing arrangements
-person as required by law or court order
-other corporate or related purposes
The description below is to help you understand our Privacy Policy, is illustrative
only, and is not intended to be exclusive.
Checkrates.com is an online marketplace to help consumers pick a mortgage professional
they believe is best suited for them. There are thousands of mortgage professionals
who participate through Checkrates.com either independently, through their organization
or through a client of ours.
You may be entering information on the Checkrates.com site that you consider personal
and non-personal. You choose whether to participate in this service and disclose
information that you may consider to be personal and non-personal. This service
is completely voluntary. Information that you may provide on your form may include
your contact information, mortgage information, employment information and other
information. Checkrates.com may supplement the information you provide with information
from third party sources. Checkrates.com may collect and track certain user information,
including technical information, to help us evaluate ways to provide the best consumer
experience. You may also choose whether to participate in Checkrates.com surveys
or to contact Checkrates.com through the “Contact Us” feature.
Checkrates.com provides the information you complete on the form to up to four mortgage
professionals or other third parties relevant to your transaction or to finding
a mortgage professional. Checkrates.com may also share certain aggregated data with
our mortgage professionals and other third parties for general marketing and demographic
purposes; however, this data does not include any personal identifying information.
You have directed us to provide your information to up to four mortgage professionals
or other third parties when you click on the "Submit" button. We recommend that
you contact directly mortgage professionals in order to learn more about their specific
privacy policies. Checkrates.com may notify you about a special offer, but does
not reveal your identifying information to any outside promotional user unless you
request us to do so. Checkrates.com may email you information, but you will have
the ability to opt-out of receiving email if you wish to do so. Checkrates.com will
do its best to protect the loss, misuse and alteration of information under our
control.
We believe safeguarding your information is important. Your information is stored
in a secure location with restricted access. We have and monitor physical and electronic
security measure as well as related procedures.
We will notify you of significant changes to our Privacy Policy that affects how
we treat your information and your ability to opt out of the new policy based on
applicable laws. We will notify you of these significant changes even if you have
requested that we not contact you.
This Privacy Policy was last updated on January 13, 2008.
Feel free to print a copy of this policy for your records.
