Real Estate Agents - Schenectady
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Conforming Loan limits Schenectady County
Units Conforming Loan Limit High Balance Conforming Limit
1 Unit (Single Family) $510,400 $510,400
2 Unit (Duplex) $653,550 $653,550
3 Unit (Tri-Plex) $789,950 $789,950
4 Unit (Quad-Plex) $981,700 $981,700
Bank of America Denver, CO (800)763-4820
Product Rate Fees Points Lock APR P&I Updated
Jumbo Loan -
30 Year Fixed
5.000% 4,605 0.00 30 5.164% $1,342.05 4/24/2022
Chase MortgageMail Code OH4-7302, P.O. Box 24696, Denver, CO 80265(800)873-6577
Product Rate Fees Points Lock APR P&I Updated
Jumbo Loan -
30 Year Fixed
3.250% 3,028 0.00 30 3.347% $1,088.02 6/8/2021
Jumbo Loan -
15 Year Fixed
2.875% 3,028 0.00 30 3.050% $1,711.46 6/8/2021
CitimortgageDenver, CO (800)248-4638
Product Rate Fees Points Lock APR P&I Updated
Jumbo Loan -
30 Year Fixed
3.000% 3,166 0.00 30 3.100% $1,054.01 6/8/2021
Jumbo Loan -
5 Year ARM
3.000% 3,166 0.00 30 3.100% $1,054.01 6/8/2021
Wells Fargo1700 Lincoln St 10th Floor, Denver, CO (877)937-9357
Product Rate Fees Points Lock APR P&I Updated
Jumbo Loan -
30 Year Fixed
3.250% 3,196 0.00 30 3.352% $1,088.02 6/8/2021
1st Metropolitan Mortgage
670 Franklin St,
Schenectady - 12305
(518)-382-8366

NMLS#
Adirondack Home Mortgage Inc
2004 Cardiff Rd ,
Schenectady NY - 12303
(518)-355-3737

NMLS#
Territory Mortgage
670 Franklin St, Ste 200
Schenectady - 12305
(518)-382-8366

NMLS#
We are collecting information so that you can be contacted by one of our partner lenders. Checkrates.com does not offer an application for financing. We are not collecting information sufficient for a loan application. We are not a lender or broker. The interest rates and discount points displayed are provided by a lender and are based on the credit score, property type, appraised value, and debt ratios listed above; You may receive a different rate or fees if any of these factors change. The assumption for this quote is a single family residence, detached, 80% LTV, 38% max debt ratio, and a credit score of 740. Not all jumbo loans are eligible for 80% LTV. Not all condominiums are eligible for jumbo loans. You must apply with the lender to receive an accurate quote and good faith estimate. Therefore, the rates and points displayed above are for comparison only and should not relied upon until the lender issues the applicable disclosures. Jumbo loans are usually for loans greater than $417,000 but may be higher if your property is in a high cost area. To find out the jumbo limit in your area you must find out your conforming loan limits by visiting Fanniemae.com

The interest rates, annual percentage rates (APRs), discount points and costs shown are are subject to change without notice. Mortgage rates can change by the minute and this site is manually updated so rates displayed may not be current. If you would like to lock your rate, contact a participating lender and apply.

The closing cost amounts shown above have been rounded up to the next dollar and include discount points, if any. Private Mortgage Insurance or Mortgage Insurance Premiums may be necessary and are not included in the figures above.

The monthly payment amount shown above has been rounded up to the next dollar and includes principal and interest, but not mortgage insurance, if required. Your actual monthly payment will be higher if the lender requires mortgage insurance or if you choose to make monthly installment payments for real estate taxes or homeowners insurance by waiving escrows. You may use the calculator below to see your full payment with taxes and insurance.

Your APR will vary based on your final loan amount and finance charges. All lenders will, upon application, provide you with a good faith estimate applicable to federal laws. Every jumbo loan is unique to the borrower and property, you must apply with a lender and receive formal disclosures.
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