Real Estate Agents - Riverbank
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Conforming Loan limits Stanislaus County
Units Conforming Loan Limit High Balance Conforming Limit
1 Unit (Single Family) $510,400 $510,400
2 Unit (Duplex) $653,550 $653,550
3 Unit (Tri-Plex) $789,950 $789,950
4 Unit (Quad-Plex) $981,700 $981,700
Bank of America Denver, CO (800)763-4820
Product Rate Fees Points Lock APR P&I Updated
Conventional -
30 Year Fixed
4.750% 4,605 0.00 30 4.894% $1,460.61 4/24/2022
Conventional -
15 Year Fixed
4.375% 4,605 0.00 30 4.623% $2,124.14 4/24/2022
Conventional -
5 Year ARM
4.125% 4,605 0.00 30 4.264% $1,357.02 4/24/2022
Chase MortgageMail Code OH4-7302, P.O. Box 24696, Denver, CO 80265(800)873-6577
Product Rate Fees Points Lock APR P&I Updated
Conventional -
30 Year Fixed
3.250% 3,028 0.00 30 3.336% $1,218.58 6/8/2021
Conventional -
15 Year Fixed
2.750% 3,028 0.00 30 2.905% $1,900.14 6/8/2021
Conventional -
5 Year ARM
3.500% 3,028 0.00 30 3.588% $1,257.33 6/8/2021
Conventional -
7 Year ARM
3.625% 3,028 0.00 30 3.713% $1,276.94 6/8/2021
Conventional -
10 Year ARM
3.625% 3,028 0.00 30 3.713% $1,276.94 6/8/2021
CitimortgageDenver, CO (800)248-4638
Product Rate Fees Points Lock APR P&I Updated
Conventional -
30 Year Fixed
3.250% 3,166 0.00 30 3.340% $1,218.58 6/8/2021
Conventional -
15 Year Fixed
3.625% 3,166 0.00 30 3.791% $2,018.90 6/8/2021
Wells Fargo1700 Lincoln St 10th Floor, Denver, CO (877)937-9357
Product Rate Fees Points Lock APR P&I Updated
Conventional -
30 Year Fixed
3.250% 3,196 0.00 30 3.341% $1,218.58 6/8/2021
Conventional -
15 Year Fixed
3.500% 3,196 0.00 30 3.667% $2,001.67 6/8/2021
Conventional -
5 Year ARM
2.875% 3,196 0.00 30 2.964% $1,161.70 6/8/2021
We are collecting information so that you can be contacted by one of our partner lenders. Checkrates.com does not offer an application for financing. We are not collecting information sufficient for a loan application. We are not a lender or broker. The interest rates and discount points displayed are based on the credit score, appraised value, and debt ratios listed here; You may receive a different rate or fee structure based on your situation. This is not a good faith estimate and ultimately all quotes must come from the lender after an application is submitted. The assumption for this quote is a single family residence, detached, 80% LTV, 38% max debt ratio, and a credit score of 740. You must apply with the lender to receive an accurate quote. Therefore, the rates and points displayed above are for comparison only and should not relied upon until the lender issues the applicable disclosures.

The interest rates, annual percentage rates (APRs), discount points and costs shown are are subject to change without notice. They can change by the minute. The rates shown are manually updated and may not be current. If you would like to lock your rate, contact a participating lender and request a formal quote and good faith estimate.

The closing cost amounts shown above have been rounded up to the next dollar and include discount points, if any. Private Mortgage Insurance or FHA Mortgage Insurance Premiums may be necessary and are not included in the figures above for either fees or monthly payments. They are required on All FHA loans and VA Loans charge a funding fee which is not listed. You may visit the HUD website to find out the current rates for mortgage insurance being charged and use the calculator to figure out exact payments.

The monthly payment amount shown above has been rounded up to the next dollar and includes principal and interest, but not mortgage insurance, if required. Your actual monthly payment will be higher if the lender requires or you choose to make monthly installment payments for real estate taxes or homeowners insurance. You may use the calculator below to see your full payment with taxes and insurance.

Your APR will vary based on your final loan amount and finance charges. All lenders will, upon application, provide you with an estimate applicable to federal laws. It is important to know that every loan is unique and rate quotes must be customized to every borrower and property.
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