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What is the Real APR for that Loan?

Input
Loan Info
Home Value ($)
Interest (%)
Loan Length (Yrs)
Downpayment
Additional Info
Origination Fees (%)
Points (%)
Other Loan Fees ($)
Financial Analysis
Downpayment $25,000.00
Amount Financed $225,000.00
Monthly Payment $1,403.71
Points Value $2,500.00
Origination Value $1,250.00
Other Loan Fees $1,000.00
Total Closing Cost $4,750.00
Actual APR 6.580%

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Average Rates
 
30 Year Fixed: 5.25%
15 Year Fixed: 4.88%
5 Year ARM: 4.99%

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